Buyer's Guide
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Buyer's Inquiries
There are some basic tips a buyer should consider before buying dream home because you would be spending your hard earned money and make monthly payments for very long period of time.
Do appropriate research, will save your money and time.
As you have other expenses apart from your mortgage like insurance, strata or maintenance charges, property taxes and all your personal day to day expenses.
Keep six months contingency fund for unforeseen circumstances to avoid unfavorable consequences if you miss your mortgage payments.
On or before funding from lender or before completion date, always be prepared for financial surprises apart from closing cost and taxes such as property transfer tax and GST if applicable.
Be adaptable (flexible) and ready to compromise for minor things at the time of selecting location and area. Always look for community, transportation nearby and other convenient services.
Flat design illustration
If you know that you are not qualified to buy the home you are looking for. Better to ask your mortgage broker first to know how much you can afford.
It’s always suggested to understand all terms and conditions in different forms you sign at the time you put offer. If anything, which you are not clear, ask your agent for an explanation.
Sign and ask your realtor to prepare a reasonable offer within the amount you can afford.
Prepare a list of all features you are looking for in your dream home.
Be aware about the services offered by your realtor, mortgage broker and other persons connected with real estate transaction.
You should not spend more than 40% of your gross income on monthly mortgage payment.
Choose right and licensed realtor who can guide you from the starting till completion of real estate transaction even after that.
If you are living on rent, compare monthly rent payment and mortgage payment, then take right decision. Your realtor may guide you and can give you financial & comparative analysis for this purpose.
Check all necessary items such as appliances, heating, cooling and water system are working in order at the time of possession.
Have building inspection done before buying house to avoid big unexpected fixing costs.
Some lenders can help you for First Home Owner Grant.
About Us
Real estate sector in Canada is growing very fast with the rise in immigrants from all over the world resulting in high population growth very year and it is estimated that approximately 10 million more people may come in Canada by next decade in major provinces such as Quebec, Ontario, British Columbia, Alberta and others.
Due to high population growth, demand of houses has been rising very fast for the last decade, resulting increase in home prices.
We provide real estate services in British Columbia, the fast growing province in Canada and committed to provide extraordinary services to all my clients. We do the best of our client’s interest by understanding their need thoroughly and satisfying them by fulfilling their real estate dream.
Our Mision
Keep our clients happy and satisfied by providing solutions to all queries come in the process from starting real estate transaction till the completion even after and helping them in fulfilling their dreams while maintaining integrity and highest standard of services.
To provide accurate information and up-to-date industry knowledge to all my current and prospective clients so that they can take right and informed decision in regards to real estate transactions.